Welcome to the GATED, LUXURY WATERFRONT community of Banyan Bay at Rutland. This home is a PRIME LOCATION in the community offering one of few expanded covered and open patios overlooking the adjacent nature preserve. The large backyard affords lush green views and well maintained tropical landscape. Side entry opens to a foyer separating the formal living and dining areas with wood floors and tile on the first level. An open kitchen with breakfast bar, tiled back splash, granite counters, upgraded appliances, pantry storage and lots of counter space affording the perfect set up for entertaining. Sliding doors from the living area open to the covered rear patio that extends out with pavers to create an inviting outdoor space perfect for enjoying the Florida fall weather. Upstairs a loft family room provides a cozy informal entertainment space for family and separates the master bedroom from the two guest bedrooms. The master features an oversized bedroom with tray ceiling and adjacent sitting room with French doors that open to a second level rear balcony overlooking the nature preserve. Large walk-in closet with closet organizers. Spacious master bath features a large soaking tub, walk-in shower, double vanity and private toilet closet. Two guest bedrooms share a hall bathroom with tub shower and vaulted ceilings create a spacious appeal. Both bedrooms have lots of natural light and one offers a Juliet balcony and French doors opening to the front of the home. Attached 2 car garage enters the home adjacent to the indoor laundry room with closet storage and powder bath for guests. The home is tucked away at the south side of the community in a large cul de sac just a few steps from the heated waterfront community pool, fishing pier and kayak storage with access to the water. The location is just minutes to the vibrant downtown St Pete and easy access to the highway for Bradenton, Sarasota and Tampa. HOA fee of $580 covers exterior maintenance of the building including roof, grounds maintenance, amenities - heated pool, dock & fishing pier, kayak storage, water, trash, sewer and cable tv & internet service as well as insurance on the building and flood insurance on the building.